Head of Renovation Lending. Senior Loan Officer. 203k Expert. And the guy who's walked thousands of buyers, investors, and agents through this loan - without the jargon.
Jay Boetscher has spent over 20 years doing one thing: renovation loans. Not dabbling. Not "also" doing renovation loans alongside a general mortgage book. 203k lending IS the business.
He got into it because nobody else would. When Jay started in the mortgage industry two decades ago, the 203k program was considered a headache - too much paperwork, too many moving parts, not enough volume to make it worth learning. Most loan officers turned the files away.
Jay saw something different. He saw first-time buyers priced out of turnkey homes. He saw investors who needed a way in. He saw entire neighborhoods full of homes that could be transformed with the right financing. So he specialized.
Thousands of closed 203k loans later, Jay has built the kind of reputation you can't fake. He's the lender other lenders call when they get stuck on a file. He's the guy HUD consultants and contractors know by name. He's the expert Realtors bring to their office for Lunch & Learns.
Over two decades he's built a nationwide network that keeps every file moving smoothly:
When you work with Jay, you're not getting one guy with a spreadsheet. You're tapping into a national ecosystem he's built piece by piece over 20+ years.
And when it comes to this loan in particular, the difference between a specialist and a generalist is the difference between closing in 50 days and having your deal fall apart at day 80.
Jay's team knows which consultants turn around paperwork fast. They know which contractors submit clean bids. They know when to push, when to wait, and when to escalate. That expertise is why they close so many of these a year - and why they can do it for you.
Jay's calendar is open. Pick a time that works for you and get straight answers from someone who's done this thousands of times.
